Rates, Insurance, and Payment Options
At Hinman Counseling Services, we want therapy to be as accessible and straightforward as possible. Our standard fee for a 55-minute session of individual, couples, child, career, or family therapy is $200.
We accept reimbursement from several insurance providers, including:
Blue Cross Blue Shield of Michigan • Meridian • WebTPA • Priority Health • Aetna • McLaren Health Plan • Cigna • Ambetter • United Healthcare
If you’re unsure whether we accept your insurance, or don’t see your provider listed, give us a call—we’ll be happy to check if we’re in-network with your plan.
If You're Using Insurance
Before deciding to use your insurance for counseling, please be aware:
Insurance companies may limit your treatment plan based on their own policies.
Accepting insurance means we must share certain details about your sessions to meet their requirements, which may affect confidentiality.
Your insurance provider may not cover every session, which could leave you responsible for the cost.
You are responsible for knowing your mental health coverage, deductible status, and copay amount.
If You’re Paying Out of Pocket:
We welcome clients who prefer to self-pay, either because they don’t have insurance, choose not to use it, or their insurance does not cover our services. Paying out of pocket allows for full confidentiality and flexibility in your treatment plan.
Payment Policy:
Payment (copay or session fee) is due at the time of your appointment by cash, check, or card.
Missed Appointment Policy:
When you schedule a session, we reserve that time just for you. If you need to cancel or reschedule, please call us at least 24 hours in advance. Missed appointments without sufficient notice will incur a $100 fee. This fee is not covered by insurance and will be charged to the card we have on file.
Understanding the No Surprises Act
The No Surprises Act is designed to protect you from unexpected medical bills. It applies to those with group or individual health insurance plans as well as individuals without insurance, ensuring you won’t be surprised by costly charges when receiving services from out-of-network providers. This law helps bring transparency to your care so you can focus on your well-being, not hidden costs.